Residential Assistance for Families in Transition (RAFT)

The RAFT Program is a homelessness prevention program funded by the Department of Housing and Community Development (DHCD). RAFT provides short-term financial assistance to low-income families who are homeless or at risk of becoming homeless.
RAFT offers flexible financial assistance designed to meet each family’s particular needs. Eligible uses include:

  • moving cost assistance
  • rent and utility arrears
  • rental stipends
  • utility bills.
  • helps families who must move but do not have enough money to pay a security deposit, utility startup costs, or first/last month’s rent, and furniture (no more than $1000 of the family’s can be paid for furniture).
  • Families cannot get more than $4000 within a 12-month period.

Who is eligible for RAFT?

To be eligible for RAFT:

  • A family must be homeless or at risk of becoming homeless.
  • The household must be income eligible using the following guideline:
    • Not less than 50 percent of the funding will be available for families with an income at or below 30% of Area Media Income (AMI), and a maximum of 50 percent for families between 30-50% AMI.
  • Meet the basic criteria of an assessment targeting tool (RAFT Screen) developed by DHCD.
  • The RAFT eligibility process will consider the reasons for which someone is homeless or at risk of becoming homeless, including:
    • loss of income
    • and increased expenses for those with incomes between 30 and 50 percent of AMI

In addition:

  • A family must show that RAFT assistance will stabilize the current housing situation. This means a household must have enough income after receiving RAFT to be able to stay in their current housing, obtain new housing, or otherwise avoid homelessness.

How can RAFT be accessed?

Completing a Housing Consumer Education Center (HCEC) Intake Assessment is the first step to accessing RAFT. Any family can walk into Way Finders' Housing Center to complete the Intake Assessment form. 

When you visit Way Finders to be assessed you will need:

HCEC Assessment Required Documents

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